Trying to sort out renewal of my home insurance I’ve had a quote higher than ever before - just over £800 for this year.

The insurer - Home Protect - says “your policy has been invited on a scheme which uses the latest flood mapping information and this has highlighted that your home may be at risk of flooding. As a result the excess for Flooding has been increased to £10,000 & Subsidence, Landslip & Heave to £5,000”.

The mention of subsidence, landslip & heave refers to a claim made in 2004 relating to a drain crash.

I would like to know if any of our neighbours have had their insurance premiums increased in light of the ‘latest flood mapping information’

many thanks

Gail Rooke

Any one else having this issue with their insurance? Please leave a comment below.